Associate: Credit Research, ABS
Company: Bank of America
Location: New York City
Posted on: April 3, 2026
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Job Description:
Job Description: We are seeking an ABS Research Analyst to join
BofA’s highly ranked Securitized Products Research team. The role
offers the opportunity to contribute to a group known for
analytical depth, rigorous credit work, and strong engagement with
institutional investors and internal partners across sales,
trading, and banking. The analyst will gain hands?on experience
with ABS data, market trends, deal performance, and sector
commentary across auto, credit card, consumer loan, student loan,
equipment, and esoteric ABS subsectors. Key Responsibilities:
Sector & Market Research Conduct detailed research across consumer
and commercial ABS sectors, analyzing credit performance, deal
structures, collateral attributes, macro drivers, and issuer
behavior. Track monthly remittance data, borrower performance,
new?issuance activity, and secondary?market spread movements.
Identify emerging themes, risks, and opportunities that shape
sector? and deal?level views. Contribute to weekly, monthly, and
quarterly ABS research publications. Quantitative & Data Analytics
Maintain and enhance internal databases, models, and analytical
frameworks. Use SQL, Excel, Python, or similar tools to analyze
collateral trends, cash?flow behavior, credit enhancement, and
relative?value metrics. Perform scenario analyses and stress tests
to assess deal sensitivity in varying market environments. Client &
Internal Engagement Prepare presentation and marketing materials
for senior team members and client meetings. Participate in client
discussions to communicate sector views and respond to inquiries on
data, analytics, and market developments. Build strong working
relationships across research, trading, sales, risk, and banking
teams to support cross?functional information flow. Qualifications:
Bachelor’s degree or equivalent experience; backgrounds in
Economics, Finance, Statistics, Math, Computer Science, or
Engineering are a plus but not required. Strong analytical and
quantitative skills, with experience in SQL, Excel, or similar
data?processing tools. Excellent written and verbal communication
skills, with the ability to clearly articulate complex topics.
Exceptional attention to detail and a strong commitment to quality
control. Ability to manage multiple priorities and meet deadlines
in a fast?paced, market?driven environment. Self?starter with a
collaborative mindset; adaptable and eager to learn from evolving
market dynamics. Shift: 1st shift (United States of America) Hours
Per Week: 40 Pay Transparency details US - NY - New York - ONE
BRYANT PARK - BANK OF AMERICA TOWER (NY1100) Pay and benefits
information Pay range $110,000.00 - $175,000.00 annualized salary,
offers to be determined based on experience, education and skill
set. Discretionary incentive eligible This role is eligible to
participate in the annual discretionary plan. Employees are
eligible for an annual discretionary award based on their overall
individual performance results and behaviors, the performance and
contributions of their line of business and/or group; and the
overall success of the Company. Benefits This role is currently
benefits eligible. We provide industry-leading benefits, access to
paid time off, resources and support to our employees so they can
make a genuine impact and contribute to the sustainable growth of
our business and the communities we serve.
Keywords: Bank of America, Paterson , Associate: Credit Research, ABS, Accounting, Auditing , New York City, New Jersey
